Referral promo for "Chime"

Chime offers banking with no hidden fees and a free overdraft.

Chime offers a banking solution that has your back. They have a fee free overdraft up to a hundred dollars. You can also get paid up to 2 days early with direct deposit, and grow your savings. Get started and enjoy those benefits today. All you have to do is quickly sign up using an email address. They were featured on The Wall Street Journal, Forbes magazine, the New York Times, USA Today, and TechCrunch.

Their SpotMe overdraft fee allows you to have a hundred dollars overdraft on debit card purchases with no fees, with certain eligibility requirements. You can get paid early by setting up direct deposits and thus get your paycheck up to two days earlier than your regular coworkers using regular banking. You won't get any overdraft or minimum balance, or monthly fees. You also void foreign transaction fees. They have over 38?000 fee free moneypass and visa plus alliance atms available for you to use out there whenever you are in need of cash. Only out of network fees apply.

They also offer a 1.00% APY in order to make your money grow fast whenever you are not using it. Their annual percentage yield is available for you to set up with automatic savings features, so you can save without even having to think about it, and you don't even have to pay a fee on your savings account either. You will be able to stay in control thanks to daily balance notifications and transaction alerts.

Of course, all of this is done under the premise of serious security that you can trust. The support system is also readily available and here to help. Chime uses secure processes to protect your information and help prevent unauthorized use. Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC.

If you have any questions, you can message their member services team directly through your app or through the help center. Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score! Read the hundreds of thousands five stars reviews if you are still hesitant. You will learn it will be the best bank account you have ever had and soon be part of these very happy customers.

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Average score for Chime : 10/10 via 2 Rating